Omaha mother wins $11.3M after insurer refuses late husband's $350K life insurance claim

Times of India - Nov 10, 2026

In a landmark decision, a Nebraska jury has awarded Vaneza Ramos $11.3 million in damages after a lengthy legal struggle spanning six years. This case emerged when Farmers New World Life Insurance denied her claim following the tragic loss of her husband, Jose Gaitan, to COVID-19. With ten children to support, Ramos depended on the life insurance policy that the jury ruled Farmers Insurance improperly refused, illustrating their bad faith.

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